Ask Rusty – What will my Wife’s Survivor Benefit Be?
Dear Rusty: I am a 68-year-old retired male and had planned on waiting to collect Social Security benefits beginning at age 70. My wife is currently 53 years old. When I die, would my wife’s spousal benefit at her full retirement age be equal to what I would be receiving at age 70 or be reduced? Also, if I were to die before 70 and before collecting social security, what would be my wife’s survivor benefit at her full retirement age? Signed: Older Husband
Dear Older Husband: Your wife’s survivor benefit as your widow will depend upon two things – the amount you were receiving (or were eligible to receive) at your death, and the age at which she claims her survivor benefit as your widow.
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